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I find Study Bibles less and less helpful. The beginning Bible student too often uses the notes too often and they can easily confuse the interpretation at the bottom of the page with the actual Biblical text. Scofield has done this to many people. Prior to Scofield there weren't hardly any Study Bibles at all. There were the Geneva notes but they were pretty brief. It was through Scofield's study Bible that dispensationalism really became popular--a teaching unheard of throughout most of church history.

Study Bibles also do not have enough information to help the advanced Bible student and answer the more difficult questions.

That being said, if I had to choose I would recommend the NKJV New Geneva Study Bible/Reformation Study Bible. Unfortunately it is out of print but available in the ESV. There is also a Spirit of the Reformation Study Bible in the NIV. The notes are good but I don't like the translation and there is a KJV Matthew Henry Study Bible.

I think it is better to get a good one-volume commentary to use with your Bible rather than within it. Matthew Henry is usually pretty good. Multi-volume sets are even more helpful. Keil and Delitzch on the Old Testament are excellent. The Hendriksen/Kistemaker New Testament set is also very good. Calvin's Commentary is also very helpful as is Gill's.